Federal Stafford Loans
一道本不卡免费高清Direct Stafford Loans, from the William D. Ford Federal Direct Loan (Direct Loan) Program, are low-interest loans for students to help meet the cost of higher education. Eligible students borrow directly from the U.S. Department of Education. Federal Stafford Loans are subsidized and/or unsubsidized, depending on financial need.
Subsidized loans are for undergraduate students and are awarded based on financial need, as determined by the results of your FAFSA. The interest rate for loans borrowed for the 2018 to 2019 academic year is fixed at 5.05%, effective July 1, 2018. Repayment of the principal is deferred until six months after you graduate or cease half-time enrollment. The interest is paid by the government while you are enrolled at least half-time.
Unsubsidized loans are available to all students - undergraduate and graduate - who file the FAFSA, regardless of financial need. The interest rate for 2018 to 2019 loans is fixed at 5.05% for undergraduates and 6.60% for graduate students, as of July 1, 2018. Repayment of the principal is deferred until six months after you graduate or cease half-time enrollment. Interest accrues while enrolled. Deferment is available for interest payments.
Federal Stafford loan amounts vary depending on grade level and dependency status.
First time borrower at SXU
一道本不卡免费高清If you are a first-time Stafford Loan borrower at SXU, you must complete your as soon as possible. Sign In using your FSA ID to complete this requirement.
一道本不卡免费高清These requirements must be completed in order for your loan proceeds to disburse to your student account at the start of the term.
Graduating from SXU
If you are graduating and have borrowed from the Federal Stafford Loan Program while attending SXU, regulations require you to complete . Sign In using your FSA ID to complete this requirement.
The exit counseling session explains your rights and responsibilities as a borrower. The process takes about 30 minutes to complete and you will need your driver's license, along with the complete name, address and phone numbers of three references.
一道本不卡免费高清Loans are financial aid that has to be repaid. Following your separation from school and your grace period, your Federal Direct Stafford Loans will enter repayment. Protect your credit by keeping your Stafford Loan Servicer up to date with your contact information, in order to avoid missing important information concerning repayment responsibilities.
一道本不卡免费高清Federal Direct Stafford Loans offer a variety of repayment plan options to best suit each student's needs. Use the Federal Department of Education's to help determine the best repayment option for your circumstances. Contact your Loan Servicer to discuss repayment plan options or to change your repayment plan.
Don't know who your Direct Stafford Loan servicer is? Follow the instructions below to review your servicer information on the National Student Loan Data System (NSLDS).
Stafford Loan Borrowing History
If you would like to review your borrowing history under the Federal Direct Stafford Loan Program, login to the using your FSA ID, where you can opt for a Financial Aid Review.
一道本不卡免费高清All Federal loans borrowed at SXU will be submitted to the NSLDS and accessible to authorized guaranty agencies, lenders and schools for determining eligibility and processing purposes. You can also utilize the NSLDS to monitor your borrowing and track your loan statuses, loan holders, balances and a variety of other options.
Complete your government-required Entrance or Exit Counseling online today!
Look Up Your Loan
Use the to review all your Federal student loan information online. You can monitor your loan status until the day your loan is fully repaid.